Wealth Solutions
It’s something we’re all trying to create more of and it requires us to be focused on two things at once: asset appreciation and debt reduction. With fund managers regularly promising superior investment results, it’s not surprising that many people see this as their golden ticket to prosperity. Unfortunately, this is just one part of the wealth building equation. Of equal import is the rate at which tax-inefficient debt is depreciating.
Making sure that you're mindful of these two basic elements to creating wealth and how to make the most of available financial resources are two discussions that any good financial advisor should have with you early in your relationship.
Our job as your financial advisor is to help you make better financial decisions. In this regard, there may be times when our suggestions for you seem to be counter intuitive.
This may make you slightly uncomfortable at first but a good advisor should be able to clearly demonstrate how their ideas may benefit you. Its not just about helping you select an investment that will hopefully remain a superior performer, its also about helping you understand the benefits of staying committed to a plan and that may involve helping you look at things in a way that you've never considered in the past.
We'll help develop an investment strategy that will take in to account:
- your goals, dreams, objectives and constraints
- your level of comfort with short term price variability
- your retirement income requirements (through our Retirement Income Projection)
- your taxable status (RRSP versus TFSA)
Achieving your long-term goals isn't as complicated as you might think. Working with a financial advisor who is mindful of both portfolio performance - and expenses - to create a portfolio of mutual funds, Exchange Traded Funds (ETF), stocks and bonds can increase the probability of you reaching your goals.
Products and Services
Manulife Wealth Inc. is one of Canada’s foremost independent investment dealers. Our firm commitment to service excellence coupled with our expansive product offering provides clients with choices tailored to fit their financial goals and advanced investment needs.
Manulife Wealth Inc. is a member of the Investment Industry Regulatory Organization of Canada (IIROC).
Products and services include:
- Stocks
- Bonds
- New issues
- Fee-based wrap program
- Mutual funds
- Self-directed plans
- Masters Private Account Program
- Group RRSPs
- Monthly savings plans
- Money products: daily interest accounts, GICs, RRSPs, RRIFs, and LIFs
- Pension plans: group retirement plans, registered pension plans, deferred profit sharing plans
- Systematic withdrawal plans
- Other specialty investment products
- Banking and mortgage products (on referral basis)
- Telephone and online banking
Are You Ready?
It's important that you gain a better understanding of the variables that determine just how prepared you really are for life's future milestones, like retirement, your children's post secondary education, daughter's wedding or the sailboat you've always wanted. To help you increase your knowledge, we've included several calculators that can be used to model your personal level of financial preparedness. Don't worry, if the results seem strange or you don't understand what needs to be entered, please just email or call us and we'll be happy to assist or provide an explanation.